Public and Product Liability
Up to £10m of cover is included as standard to protect you against third-party claims for injury or property damage.
Treatment Risk Cover
Protects your liability against third-party claims for injury or property damage following Hair and beauty treatments up to the value of £3m.
What's not covered?
We can only cover policyholders working in the UK and cannot cover claims brought in from another country.
Treatments Involving The Use Of Injections
We will not cover any treatment involving the use of injections, alongside a list of specifically excluded treatments.
Theft From Unattended And Unlocked Vehicles
We cannot cover theft from unattended vehicles unless all points of access are locked, or the vehicle is stolen at the same time.
Exclusions To Equipment and Stock Cover
Excludes wear and tear, manufacturing faults, vermin, or inherent defects.
Exclusions To Money Cover
Excludes theft if not reported to the police within 7 days and theft from an unattended vehicle.
Equipment And Stock Cover
You can cover your Equipment and stock, up to a combined value of £10,000.
You can cover the theft of money from your residence or in transit up to the value of £500.
You can select up to £100k of cover for costs incurred from defending or pursuing a claim for a range of legal issues. There must be a 51% chance of winning the case or achieving a positive outcome for us to cover legal costs.
Provides cover for compensation sought following a negligent act in respect of providing teaching services where you have received a fee.